JW,
If I remember right, when I was studying for the CWI test, there were a couple of the books with sample questions that did not have a correct answer for the question when using the equation exactly like they had it posed.
Annex I; I5 has the formula differently than how you show it. D1.3 has it even different yet.
One thing to remember, if testing, use the formula as they give it to you in the question. If using for work, use the one out of the code and the section (clause) that applies to what you are working on.
And, I too, came up with 0.2748; depending upon how many decimals you went out and how you rounded= 0.28
Have a Great Day, Brent
By the way, WELCOME to the forum. Hope we are helping.