Cactus,
Hay, I forgot to thank you. I talk to Vivian last week and she sure knows her stuff. She had to explain every thing to me twice. Not that I didn't understand what she was saying I just couldn't believe the low price. Now my insurances guy is all mad now and thinks I am ungrateful. O' well, I think a whole lot less of him than that now. I wonder if he will have the nerve to call about renewing the policy next month.
Thank you a lot for sharing.